Legal Disclaimer

Terms & Conditions of Use

This website is owned and controlled by our Company, Yosemite Farm Credit, ACA. All use of our World Wide Web pages is subject to the terms and conditions set forth below. Any use of such web pages constitutes your agreement to abide by the following terms and conditions. If you do not agree to all of these terms and conditions of use, please do not use or access this website.

Laws & Regulations

Your access to and use of this website is subject to all applicable international, federal, state and local laws and regulations.

General Disclaimer - No Warranties

THE SERVICES AND CONTENT FROM OR THROUGH THIS WEBSITE, OR OBTAINED FROM A WEBSITE TO WHICH THIS SITE IS LINKED, ARE PROVIDED "AS IS" AND "AS AVAILABLE," AND ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED, INCLUDING BUT NOT LIMITED TO THE DISCLAIMER OF ANY IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, OR TITLE, OR WARRANTIES REGARDING THE SECURITY, ACCURACY, AVAILABILITY, RELIABILITY, OR COMPLETENESS OF THE CONTENT OR ANY OTHER SERVICE OR PRODUCT ON OR RELATED TO THE SERVICE.

WE DO NOT ENDORSE AND ARE NOT RESPONSIBLE FOR (1) THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT MADE THROUGH THIS WEBSITE BY ANY PARTY OTHER THAN OUR COMPANY; (2) ANY CONTENT PROVIDED ON LINKED SITES; OR, (3) THE CAPABILITIES OR RELIABILITY OF ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED WEBSITE.

OTHER THAN AS REQUIRED UNDER APPLICABLE CONSUMER PROTECTION LAW, UNDER NO CIRCUMSTANCE WILL WE BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY YOUR RELIANCE ON INFORMATION OBTAINED THROUGH THIS WEBSITE OR A LINKED WEBSITE, OR YOUR RELIANCE ON ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED WEBSITE. IT IS THE YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS, OR USEFULNESS OF ANY OPINION, ADVICE, OR OTHER CONTENT AVAILABLE THROUGH THIS WEBSITE OR OBTAINED FROM A LINKED SITE. PLEASE SEEK THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC OPINION, ADVICE, PRODUCT, SERVICE, OR OTHER CONENT.

THE INFORMATION, PRODUCTS, AND DESCRIPTIONS OF SERVICES PUBLISHED ON THIS WEBSITE OR A LINKED SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS, AND WE SPECIFICALLY DISCLAIM ANY LIABILITIES FOR SUCH. WE DO NOT WARRANT OR REPRESENT THAT THE CONTENT ON THIS WEBSITE IS COMPLETE OR CURRENT. WE ARE UNDER NO OBLIGATION TO UPDATE ANY CONTENT ON OUR WEBSITE. WE MAY CHANGE THE CONTENT ON OUR WEBSITE AT ANY TIME WITHOUT NOTICE. WE MAY ALSO MAKE IMPROVEMENTS OR CHANGES TO THIS SITE AT ANY TIME.

YOU AGREE THAT OUR COMPANY, ITS AFFILIATES AND SUBSIDIARIES, AND ANY OF THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS WILL NOT BE LIABLE, WHETHER IN CONTRACT, TORT, STRICT LIABILITY, OR OTHERWISE, FOR ANY DIRECT, PUNITIVE, EXEMPLARY, SPECIAL, CONSEQUENTIAL, INCIDENTAL, OR INDIRECT DAMAGES (INCLUDING WITHOUT LIMITATIN LOST PROFITS, COST OF PROCURING SUBSTITUTE SERVICE, OR LOST OPPORTUNITY) ARISING OUT OF OR IN CONNECTION WITH THE USE OF OUR WEBSITE OR A LINKED SITE, OR WITH THE DELAY OR INABILITY TO USE THIS WEBSITE OR A LINKED SITE, EVEN IF WE ARE MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.

THE INFORMATION HEREIN MAY CONTAIN BUGS, ERRORS, PROBLEMS, OR OTHER LIMITATIONS. THIS LIMITATION OF LIABILITY INCLUDES, BUT IS NOT LIMITED TO, THE TRANSMISSION OF ANY VIRUSES WHICH MAY INFECT YOUR EQUIPMENT, FAILURE OF MECHANICAL OR ELECTRONIC EQUIPMENT OR COMMUNICATION LINES, TELEPHONE OR OTHER INTERCONNECT PROBLEMS, UNAUTHORIZED ACCESS, THEFT, OPERATING ERRORS, STRIKES OR OTHER LABOR PROBLEMS, OR ANY FORCE MAJEURE. WE CANNOT AND DO NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO OUR WEBSITE.

Hyperlink Disclaimer

This website may contain links to third-party websites which allow you to leave this website to access third-party material or which import the third-party material into this website via "inverse" links and framing technology. These third-party websites are not under our control, and we have no discretion to alter, update, or modify the content on a linked website. Therefore, we are in no way responsible for the content of any linked websites or any links contained in such websites. The links to third-party websites are provided for convenience only and should not be construed as an endorsement, authorization, sponsorship, or affiliation with respect to any products, services, or information contained at such websites. There are inherent risks in relying upon, using, downloading, or retrieving, any information found on the Internet, and we urge you to make sure you understand such risks before using any link to third-party material.

WE DO NOT ENDORSE AND ARE NOT RESPONSIBLE FOR (1) THE ACCURACY OR RELIABILITY OF ANY OPINION, ADVICE, OR STATEMENT MADE THROUGH THIS WEBSITE BY ANY PARTY OTHER THAN OUR COMPANY; (2) ANY CONTENT PROVIDED ON LINKED SITES; OR, (3) THE CAPABILITIES OR RELIABILITY OF ANY PRODUCT OR SERVICE OBTAINED FROM A LINKED WEBSITE.

Prohibition of Unauthorized Links to Our Website

We prohibit caching and/or unauthorized hypertext links to our website and the framing of any content available on or from our website without prior written consent by our company. We reserve the right to disable any such unauthorized links or frames. We are not responsible for the use of such links or frames on a third-party website, and expressly disclaim any and all liability related to such.

Intellectual Property - Trademarks, Service Marks, Copyright

The trademarks, trade and company names, logos, slogans, and services marks (collectively referred to as "Marks") displayed on this website are the property of our company and other parties. Specifically, our slogan "Helping Our Members Prosper" is a service mark of our company. The bio-star is a registered mark of the Farm Credit Group.

You are prohibited from using any Marks for any purpose including, but not limited to, use as metatags on other pages or sites on the World Wide Web without our written permission or the permission of such third parties who may own the Marks. All information and content on this website is protected by copyright laws. You are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any of the content available on or through the website for commercial or public purposes.

Digital Millennium Copyright Act - Notification to Company Regarding Alleged Copyright Infringement

We avail ourselves of the protections under the Digital Millennium Copyright Act. We reserve the right to remove any content on our website which allegedly infringes another person’s or entity’s copyright. Notices to our company regarding any alleged copyright infringement on our website should be directed to our administrative offices at: 800 West Monte Vista Avenue, Turlock, California (95382) or via electronic mail addressed to: info@yosemitefarmcredit.com.

Confidentiality of Your Communications with Us

Except as required by law and in accordance with our Privacy Policy, we will maintain the confidentiality of all your communications which contain personal information and which are transmitted directly to our company.

You should be aware that linked websites might contain confidentiality provisions and privacy policies that differ from ours. We are not responsible for such provisions, and expressly disclaim any and all liability related to such provisions.

Press Releases

All press releases and other materials presented or released to the public that are contained on this website were, to the best of our knowledge, timely and accurate when issued and/or written. However, the passage of time can render information stale, and you should not rely on the continued accuracy of any such material beyond the date of issuance. We have no responsibility to update any information contained in any such material. You should carefully check the dates of issuance of the material contained on our website.

Indemnification

You agree to indemnify, defend and hold our company and our affiliates, licensors, content and service providers, participating dealers and suppliers harmless from any liability, loss, claim, and expenses, including attorney's fees and expenses, related to your violation of this agreement or use of this website.

Jurisdiction

This website is controlled by our company from our offices in the State of California, in the United States of America. This website can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that differ from those of California, by accessing this website, you agree that the statutes of the laws of the State of California, without regard to conflicts of laws and principles thereof, will apply to all matters relative to use of this website. You also agree and hereby submit to the exclusive personal jurisdiction of the venue of the Superior Court of Stanislaus County (California) and the United States District Court for the Eastern District of California with respect to such matters. We make no representation that materials on the website are appropriate or available for use in other locations, and accessing them within territories where their contents are illegal is prohibited. If you choose to access this website from another location, you do so on your own initiative and you are responsible for compliance with local laws.

Violations of Rules & Regulations

We reserve the right to revise these Terms & Conditions of Use (Legal Disclaimer) at any time and users are deemed to be apprised of and bound by any changes to this disclaimer.

Changes in Disclaimer

We reserve the right to change this disclaimer at any time. You may want to check this page semi-frequently so you can be fully informed as to the terms of use of this website.

If you have any further questions about this disclaimer, please contact us via one of the following methods:

Last Revised: February, 2003