The YFC Advantage

No one knows the needs of farmers and dairymen better than Yosemite Farm Credit.

As a farmer-owned co-op with a nearly 100-year history serving the agriculture community in Stanislaus, Merced, Tuolumne and Mariposa counties, Yosemite Farm Credit has a complete understanding and commitment to our region’s agriculture that no other institution can match. Our Board of Directors are growers, dairymen and ranchers, and many of our employees grew up in agriculture and still farm today.

Here are just a few of Yosemite Farm Credit’s competitive advantages:

  • Our borrowers are our owners. Every borrower becomes a member of the cooperative, and every member shares in the success of the cooperative through lower interest rates and dividends.
  • Loan decisions are made locally, by people who live here, farm here and invest here.
  • Yosemite Farm Credit is fiscally conservative and financially strong.
  • Yosemite Farm Credit offers complete farm financing options. Whatever your need, Yosemite Farm Credit can put together the perfect package of financial products custom-tailored just for you. 
  • We’ll never treat you as a number. We build, nurture and value the long-term relationships we have with our members. We are committed to always providing you the best customer-service experience in banking.
  • We’re committed to this community. We support local 4-H and FFA chapters, give scholarships to local ag students, and support exhibitors and buyers at local fairs.
  • We have special programs for young, beginning and small farmers.
  • Come by any of our six conveniently located offices and learn for yourself what makes Yosemite Farm Credit special.